Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Illinois
12-31-2016 73.787 67.9
09-30-2016 73.087 67.646
06-30-2016 73.686 68.093
03-31-2016 78.78 69.015
12-31-2015 78.63 69.227
09-30-2015 77.319 68.548
06-30-2015 77.194 68.972
03-31-2015 75.457 69.878
12-31-2014 89.099 69.969
09-30-2014 92.167 69.35
06-30-2014 99.322 70.075
03-31-2014 107.068 70.96
12-31-2013 93.923 70.63
09-30-2013 90.645 70.13
06-30-2013 87.396 70.351
03-31-2013 85.629 71.443
12-31-2012 71.753 70.063
09-30-2012 67.621 68.769
06-30-2012 68.322 68.792
03-31-2012 73.005 68.884
12-31-2011 75.862 69.941
09-30-2011 69.869 68.923
06-30-2011 66.469 69.854
03-31-2011 44.832 70.062
12-31-2010 76.977 70.567
09-30-2010 67.678 69.213
06-30-2010 74 69.682
03-31-2010 71.935 71.112
12-31-2009 63.996 73.38
09-30-2009 62.118 71.202
06-30-2009 59.316 72.036
03-31-2009 61.539 69.904
12-31-2008 79.853 69.748
09-30-2008 81.975 68.193
06-30-2008 85.271 68.561
03-31-2008 82.78 69.396
12-31-2007 79.334 68.284
09-30-2007 75.549 67.285
06-30-2007 78.028 67.545
03-31-2007 75.794 68.287
12-31-2006 70.052 66.265
09-30-2006 69.809 65.369
06-30-2006 72.567 65.236
03-31-2006 73.823 65.409
12-31-2005 68.044 64.049
09-30-2005 67.404 63.135
06-30-2005 65.415 63.051
03-31-2005 69.172 63.149
12-31-2004 59.494 63.383
09-30-2004 57.647 62.952
06-30-2004 57.419 63.147
03-31-2004 55.911 63.481
12-31-2003 59.642 63.697
09-30-2003 58.145 62.506
06-30-2003 58.186 62.464
03-31-2003 58.872 62.651
12-31-2002 57.961 62.349