Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 69.726 66.762
09-30-2016 66.458 66.187
06-30-2016 66.344 66.286
03-31-2016 64.969 66.484
12-31-2015 60.878 67.473
09-30-2015 60.856 67.019
06-30-2015 63.409 67.62
03-31-2015 62.921 68.379
12-31-2014 64.102 67.933
09-30-2014 64.486 67.76
06-30-2014 66.803 68.348
03-31-2014 68.132 69.161
12-31-2013 65.217 70.01
09-30-2013 65.271 69.448
06-30-2013 65.622 70.111
03-31-2013 65.892 71.168
12-31-2012 60.878 70.289
09-30-2012 59.182 69.365
06-30-2012 57.573 69.7
03-31-2012 54.873 69.836
12-31-2011 61.175 71.203
09-30-2011 59.359 70.717
06-30-2011 58.469 71.672
03-31-2011 62.215 72.166
12-31-2010 62.715 72.798
09-30-2010 63.038 71.344
06-30-2010 63.836 71.672
03-31-2010 64.15 72.124
12-31-2009 53.731 72.899
09-30-2009 52.671 71.928
06-30-2009 52.805 72.628
03-31-2009 50.808 71.399
12-31-2008 51.355 70.933
09-30-2008 52.204 69.839
06-30-2008 50.763 70.152
03-31-2008 49.306 69.753
12-31-2007 58.354 68.047
09-30-2007 58.687 66.762
06-30-2007 57.708 66.933
03-31-2007 63.291 66.629
12-31-2006 58.253 66.288
09-30-2006 57.587 64.993
06-30-2006 57.933 65.249
03-31-2006 57.153 65.978
12-31-2005 56.286 67.153
09-30-2005 54.689 66.756
06-30-2005 54.979 67.031
03-31-2005 55.263 67.486
12-31-2004 52.7 69.184
09-30-2004 52.432 68.305
06-30-2004 53.682 68.807
03-31-2004 55.646 69.055
12-31-2003 55.234 69.41
09-30-2003 55.915 68.526
06-30-2003 56.369 68.452
03-31-2003 58.315 68.632
12-31-2002 54.292 67.534