Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 79.888 66.762
09-30-2016 79.428 66.187
06-30-2016 79.713 66.286
03-31-2016 80.546 66.484
12-31-2015 77.597 67.473
09-30-2015 78.769 67.019
06-30-2015 77.841 67.62
03-31-2015 77.147 68.379
12-31-2014 77.11 67.933
09-30-2014 76.884 67.76
06-30-2014 76.498 68.348
03-31-2014 73.784 69.161
12-31-2013 75.092 70.01
09-30-2013 74.367 69.448
06-30-2013 72.885 70.111
03-31-2013 72.371 71.168
12-31-2012 75.083 70.289
09-30-2012 72.728 69.365
06-30-2012 76.244 69.7
03-31-2012 78.115 69.836
12-31-2011 74.483 71.203
09-30-2011 74.481 70.717
06-30-2011 75.387 71.672
03-31-2011 80.054 72.166
12-31-2010 66.999 72.798
09-30-2010 62.293 71.344
06-30-2010 63.717 71.672
03-31-2010 66.423 72.124
12-31-2009 66.239 72.899
09-30-2009 61.02 71.928
06-30-2009 59.349 72.628
03-31-2009 60.015 71.399
12-31-2008 64.855 70.933
09-30-2008 64.61 69.839
06-30-2008 64.332 70.152
03-31-2008 66.682 69.753
12-31-2007 69.382 68.047
09-30-2007 64.273 66.762
06-30-2007 64.701 66.933
03-31-2007 64.726 66.629
12-31-2006 68.313 66.288
09-30-2006 66.79 64.993
06-30-2006 71.449 65.249
03-31-2006 71.105 65.978
12-31-2005 70.346 67.153
09-30-2005 70.781 66.756
06-30-2005 70.247 67.031
03-31-2005 66.667 67.486
12-31-2004 75.287 69.184
09-30-2004 70.995 68.305
06-30-2004 70.839 68.807
03-31-2004 72.857 69.055
12-31-2003 77.147 69.41
09-30-2003 75.661 68.526
06-30-2003 77.905 68.452
03-31-2003 81.848 68.632
12-31-2002 72.95 67.534