First State Bank
Flagstaff, AZ — Non-member Bank
Acquired Sep 2009
Net Interest Margin Over Time
| Net Interest Margin | First State Bank | All Insured Commercial Banks in Arizona |
| 06-30-2009 | 3.49 | 3.344 |
| 03-31-2009 | 3.161 | 3.342 |
| 12-31-2008 | 4.167 | 3.963 |
| 09-30-2008 | 4.551 | 4.143 |
| 06-30-2008 | 4.463 | 4.198 |
| 03-31-2008 | 4.737 | 4.282 |
| 12-31-2007 | 5.632 | 5.265 |
| 09-30-2007 | 5.817 | 5.22 |
| 06-30-2007 | 6.045 | 5.204 |
| 03-31-2007 | 6.043 | 5.105 |
| 12-31-2006 | 6.176 | 5.569 |
| 09-30-2006 | 6.269 | 5.492 |
| 06-30-2006 | 6.458 | 5.415 |
| 03-31-2006 | 6.514 | 5.254 |
| 12-31-2005 | 5.994 | 5.234 |
| 09-30-2005 | 5.775 | 5.227 |
| 06-30-2005 | 5.504 | 5.087 |
| 03-31-2005 | 5.453 | 4.995 |
| 12-31-2004 | 5.199 | 4.898 |
| 09-30-2004 | 5.235 | 4.754 |
| 06-30-2004 | 5.395 | 4.723 |
| 03-31-2004 | 5.497 | 4.737 |
| 12-31-2003 | 5.499 | 4.4 |
| 09-30-2003 | 5.655 | 4.423 |
| 06-30-2003 | 5.701 | 4.413 |
| 03-31-2003 | 5.432 | 4.142 |
| 12-31-2002 | 5.645 | 4.817 |