Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 59.298 66.762
09-30-2016 60.642 66.187
06-30-2016 60.144 66.286
03-31-2016 59.022 66.484
12-31-2015 56.914 67.473
09-30-2015 56.51 67.019
06-30-2015 57.328 67.62
03-31-2015 56.69 68.379
12-31-2014 58.214 67.933
09-30-2014 59.496 67.76
06-30-2014 60.094 68.348
03-31-2014 59.904 69.161
12-31-2013 60.845 70.01
09-30-2013 61.089 69.448
06-30-2013 61.669 70.111
03-31-2013 62.69 71.168
12-31-2012 59.476 70.289
09-30-2012 58.733 69.365
06-30-2012 57.72 69.7
03-31-2012 58.736 69.836
12-31-2011 61.787 71.203
09-30-2011 61.843 70.717
06-30-2011 63.842 71.672
03-31-2011 61.669 72.166
12-31-2010 56.906 72.798
09-30-2010 56.301 71.344
06-30-2010 55.731 71.672
03-31-2010 53.92 72.124
12-31-2009 54.771 72.899
09-30-2009 55.306 71.928
06-30-2009 54.677 72.628
03-31-2009 57.371 71.399
12-31-2008 48.633 70.933
09-30-2008 47.689 69.839
06-30-2008 44.628 70.152
03-31-2008 53.899 69.753
12-31-2007 62.29 68.047
09-30-2007 56.436 66.762
06-30-2007 56.218 66.933
03-31-2007 58.249 66.629
12-31-2006 58.613 66.288
09-30-2006 58.595 64.993
06-30-2006 59.204 65.249
03-31-2006 60.423 65.978
12-31-2005 60.248 67.153
09-30-2005 58.945 66.756
06-30-2005 58.505 67.031
03-31-2005 57.197 67.486
12-31-2004 57.492 69.184
09-30-2004 57.482 68.305
06-30-2004 57.708 68.807
03-31-2004 58.758 69.055
12-31-2003 55.193 69.41
09-30-2003 54.994 68.526
06-30-2003 55.036 68.452
03-31-2003 53.442 68.632
12-31-2002 48.783 67.534