Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
09-30-2011 66.551 70.717
06-30-2011 66.655 71.672
03-31-2011 69.325 72.166
12-31-2010 65.185 72.798
09-30-2010 66.065 71.344
06-30-2010 66.226 71.672
03-31-2010 67.084 72.124
12-31-2009 66.923 72.899
09-30-2009 67.08 71.928
06-30-2009 66.567 72.628
03-31-2009 67.961 71.399
12-31-2008 62.358 70.933
09-30-2008 60.793 69.839
06-30-2008 61.479 70.152
03-31-2008 62.813 69.753
12-31-2007 62.37 68.047
09-30-2007 62.302 66.762
06-30-2007 63.591 66.933
03-31-2007 64.359 66.629
12-31-2006 59.551 66.288
09-30-2006 59.69 64.993
06-30-2006 59.613 65.249
03-31-2006 60.526 65.978
12-31-2005 60.247 67.153
09-30-2005 59.875 66.756
06-30-2005 59.584 67.031
03-31-2005 58.022 67.486
12-31-2004 61.193 69.184
09-30-2004 61.705 68.305
06-30-2004 62.251 68.807
03-31-2004 61.379 69.055
12-31-2003 55.241 69.41
09-30-2003 55.133 68.526
06-30-2003 52.308 68.452
03-31-2003 63 68.632
12-31-2002 62.018 67.534