Efficiency Ratio Over Time
Efficiency Ratio First State Bank Of Matador All Insured Commercial Banks in Texas
06-30-2005 56.944 67.031
03-31-2005 53.165 67.486
12-31-2004 72.163 69.184
09-30-2004 71.559 68.305
06-30-2004 74.222 68.807
03-31-2004 75.807 69.055
12-31-2003 74.313 69.41
09-30-2003 73.309 68.526
06-30-2003 72.275 68.452
03-31-2003 67.669 68.632
12-31-2002 75.103 67.534