Efficiency Ratio Over Time
Efficiency Ratio First State Bank Of Floodwood All Insured Commercial Banks in Minnesota
12-31-2003 57.02 63.289
09-30-2003 60.254 61.468
06-30-2003 76.211 61.298
03-31-2003 78.641 62.209
12-31-2002 65.675 61.807