Efficiency Ratio Over Time
Efficiency Ratio First State Bank Minnesota All Insured Commercial Banks in Minnesota
12-31-2016 60.037 68.21
09-30-2016 60.914 67.82
06-30-2016 62.783 68.266
03-31-2016 66.685 68.539
12-31-2015 64.212 69.087
09-30-2015 64.719 68.091
06-30-2015 66.434 68.731
03-31-2015 70.005 69.546
12-31-2014 70.185 70.192
09-30-2014 73.196 69.414
06-30-2014 77.616 70.483
03-31-2014 79.061 71.207
12-31-2013 68.035 71.481
09-30-2013 69.967 70.407
06-30-2013 68.997 71.234
03-31-2013 72.188 71.404
12-31-2012 66.651 72.052
09-30-2012 69 70.937
06-30-2012 72.017 71.427
03-31-2012 78.772 71.189
12-31-2011 66.97 73.09
09-30-2011 66.57 71.985
06-30-2011 69.804 73.14
03-31-2011 70.927 73.338
12-31-2010 62.624 74.588
09-30-2010 64.106 72.773
06-30-2010 67.199 73.112
03-31-2010 72.035 73.078
12-31-2009 56.317 74.829
09-30-2009 53.727 73.299
06-30-2009 65.809 73.728
03-31-2009 66.45 72.218
12-31-2008 61.297 70.751
09-30-2008 64.068 69.076
06-30-2008 64.909 68.994
03-31-2008 70.709 69.012
12-31-2007 64.305 67.104
09-30-2007 67.226 65.982
06-30-2007 67.043 66.544
03-31-2007 68.025 66.538
12-31-2006 68.291 64.583
09-30-2006 68.502 63.158
06-30-2006 69.659 63.582
03-31-2006 71.375 64.084
12-31-2005 64.492 63.714
09-30-2005 63.432 62.201
06-30-2005 64.32 62.651
03-31-2005 65.997 62.926
12-31-2004 59.42 63.335
09-30-2004 57.909 61.98
06-30-2004 56.096 62.61
03-31-2004 70.885 63.48
12-31-2003 56.303 63.289
09-30-2003 51.781 61.468
06-30-2003 49.034 61.298
03-31-2003 63.414 62.209
12-31-2002 55.482 61.807