Efficiency Ratio Over Time
Efficiency Ratio First State Bank, Lake Lillian, Minnesota All Insured Commercial Banks in Minnesota
09-30-2005 51.233 62.201
06-30-2005 50.096 62.651
03-31-2005 45.17 62.926
12-31-2004 40.065 63.335
09-30-2004 36.532 61.98
06-30-2004 37.647 62.61
03-31-2004 37.219 63.48
12-31-2003 44.115 63.289
09-30-2003 44.292 61.468
06-30-2003 45.376 61.298
03-31-2003 47.881 62.209
12-31-2002 44.558 61.807