Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First State Bank, Lake Lillian, Minnesota All Insured Commercial Banks in Minnesota
09-30-2005 25.26 13.175
06-30-2005 23.23 13.057
03-31-2005 22.34 13.238
12-31-2004 25.63 13.12
09-30-2004 25.63 13.271
06-30-2004 23.02 13.289
03-31-2004 18.69 13.432
12-31-2003 18.73 13.36
09-30-2003 14.34 13.44
06-30-2003 16.04 13.268
03-31-2003 17.15 13.472
12-31-2002 16.16 13.352