First Southern Bank
Florence, AL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | First Southern Bank | All Insured Commercial Banks in Alabama |
| 12-31-2016 | 3.814 | 3.872 |
| 09-30-2016 | 3.796 | 3.875 |
| 06-30-2016 | 3.832 | 3.868 |
| 03-31-2016 | 3.837 | 3.852 |
| 12-31-2015 | 3.97 | 3.863 |
| 09-30-2015 | 3.979 | 3.873 |
| 06-30-2015 | 3.977 | 3.848 |
| 03-31-2015 | 3.975 | 3.817 |
| 12-31-2014 | 4.04 | 3.919 |
| 09-30-2014 | 4.129 | 3.912 |
| 06-30-2014 | 4.107 | 3.91 |
| 03-31-2014 | 4.05 | 3.883 |
| 12-31-2013 | 4.023 | 3.919 |
| 09-30-2013 | 3.947 | 3.906 |
| 06-30-2013 | 3.842 | 3.873 |
| 03-31-2013 | 3.699 | 3.843 |
| 12-31-2012 | 3.91 | 3.995 |
| 09-30-2012 | 3.97 | 3.988 |
| 06-30-2012 | 3.951 | 3.984 |
| 03-31-2012 | 4.041 | 3.98 |
| 12-31-2011 | 3.762 | 4.034 |
| 09-30-2011 | 3.715 | 4.025 |
| 06-30-2011 | 3.649 | 3.999 |
| 03-31-2011 | 3.624 | 3.922 |
| 12-31-2010 | 3.719 | 3.908 |
| 09-30-2010 | 3.754 | 3.9 |
| 06-30-2010 | 3.752 | 3.897 |
| 03-31-2010 | 3.751 | 3.858 |
| 12-31-2009 | 3.996 | 3.722 |
| 09-30-2009 | 4.074 | 3.689 |
| 06-30-2009 | 4.143 | 3.628 |
| 03-31-2009 | 4.165 | 3.61 |
| 12-31-2008 | 4.267 | 3.764 |
| 09-30-2008 | 4.272 | 3.833 |
| 06-30-2008 | 4.297 | 3.838 |
| 03-31-2008 | 4.215 | 3.87 |
| 12-31-2007 | 4.159 | 4.13 |
| 09-30-2007 | 4.139 | 4.16 |
| 06-30-2007 | 4.141 | 4.121 |
| 03-31-2007 | 4.094 | 4.121 |
| 12-31-2006 | 4.241 | 4.334 |
| 09-30-2006 | 4.244 | 4.341 |
| 06-30-2006 | 4.233 | 4.342 |
| 03-31-2006 | 4.116 | 4.304 |
| 12-31-2005 | 4.023 | 4.306 |
| 09-30-2005 | 3.966 | 4.266 |
| 06-30-2005 | 3.877 | 4.24 |
| 03-31-2005 | 3.828 | 4.181 |
| 12-31-2004 | 3.813 | 4.241 |
| 09-30-2004 | 3.781 | 4.245 |
| 06-30-2004 | 3.728 | 4.218 |
| 03-31-2004 | 3.692 | 4.232 |
| 12-31-2003 | 3.71 | 4.195 |
| 09-30-2003 | 3.733 | 4.196 |
| 06-30-2003 | 3.718 | 4.18 |
| 03-31-2003 | 3.582 | 4.185 |
| 12-31-2002 | 3.208 | 4.381 |