Efficiency Ratio Over Time
Efficiency Ratio First Northwest Bank All Insured Commercial Banks in Illinois
03-31-2005 53.759 63.149
12-31-2004 53.682 63.383
09-30-2004 55.112 62.952
06-30-2004 57.594 63.147
03-31-2004 57.87 63.481
12-31-2003 62.64 63.697
09-30-2003 63.44 62.506
06-30-2003 67.12 62.464
03-31-2003 67.35 62.651
12-31-2002 66.197 62.349