Net Interest Margin Over Time
Net Interest Margin First Niagara Commercial Bank All Insured Commercial Banks in New York
03-31-2010 .726 3.479
12-31-2009 1.167 3.401
09-30-2009 1.304 3.415
06-30-2009 1.403 3.352
03-31-2009 1.614 3.338
12-31-2008 .739 3.461
09-30-2008 .938 3.49
06-30-2008 .985 3.471
03-31-2008 .988 3.494
12-31-2007 .703 3.639
09-30-2007 .668 3.66
06-30-2007 .641 3.643
03-31-2007 .694 3.663
12-31-2006 3.733
09-30-2006 3.735
06-30-2006 3.771
03-31-2006 3.78
12-31-2005 3.805
09-30-2005 3.809
06-30-2005 .027 3.795
03-31-2005 .77 3.787
12-31-2004 .262 3.715
09-30-2004 1.024 3.657
06-30-2004 .996 3.678
03-31-2004 .242 3.659
12-31-2003 1.507 3.735
09-30-2003 1.511 3.752
06-30-2003 1.554 3.811
03-31-2003 1.578 3.835
12-31-2002 1.858 4.072