Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Indiana
12-31-2016 79.67 66.445
09-30-2016 81.693 66.912
06-30-2016 82.51 67.155
03-31-2016 81.664 67.086
12-31-2015 77.94 68.066
09-30-2015 79.525 67.993
06-30-2015 79.932 67.83
03-31-2015 84.845 68.949
12-31-2014 75.84 68.011
09-30-2014 78.206 67.594
06-30-2014 78.478 68.176
03-31-2014 78.624 69.09
12-31-2013 77.091 68.649
09-30-2013 76.659 68.553
06-30-2013 76.657 68.081
03-31-2013 76.037 68.373
12-31-2012 70.923 67.152
09-30-2012 69.938 66.858
06-30-2012 73.075 67.789
03-31-2012 75.087 67.648
12-31-2011 78.573 67.335
09-30-2011 83.604 67.243
06-30-2011 85.12 67.778
03-31-2011 79.931 67.952
12-31-2010 76.245 68.153
09-30-2010 74.671 67.539
06-30-2010 74.864 68.143
03-31-2010 74.66 68.798
12-31-2009 68.435 71.364
09-30-2009 70.386 71.911
06-30-2009 70.715 72.042
03-31-2009 71.36 69.771
12-31-2008 72.007 69.256
09-30-2008 70.47 67.705
06-30-2008 69.664 67.865
03-31-2008 68.69 68.265
12-31-2007 69.645 68.016
09-30-2007 70.607 67.321
06-30-2007 72.208 67.406
03-31-2007 75.067 67.338
12-31-2006 73.016 66.523
09-30-2006 73.014 65.695
06-30-2006 72.248 65.656
03-31-2006 71.847 66.077
12-31-2005 72.142 65.617
09-30-2005 73.247 65.596
06-30-2005 74.173 65.579
03-31-2005 80.628 66.006
12-31-2004 77.897 65.999
09-30-2004 78.949 65.242
06-30-2004 79.609 65.757
03-31-2004 82.078 66.1
12-31-2003 69.796 63.889
09-30-2003 70.794 62.988
06-30-2003 67.778 62.52
03-31-2003 67.339 62.69
12-31-2002 62.626 61.138