First National Bank
Cloverdale, IN — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | First National Bank | All Insured Commercial Banks in Indiana |
| 12-31-2016 | 3.023 | 3.682 |
| 09-30-2016 | 3.021 | 3.69 |
| 06-30-2016 | 3.054 | 3.687 |
| 03-31-2016 | 3.105 | 3.69 |
| 12-31-2015 | 3.098 | 3.701 |
| 09-30-2015 | 3.062 | 3.707 |
| 06-30-2015 | 3.056 | 3.696 |
| 03-31-2015 | 2.956 | 3.697 |
| 12-31-2014 | 3.13 | 3.744 |
| 09-30-2014 | 3.11 | 3.723 |
| 06-30-2014 | 3.05 | 3.692 |
| 03-31-2014 | 3.044 | 3.686 |
| 12-31-2013 | 3.244 | 3.697 |
| 09-30-2013 | 3.275 | 3.674 |
| 06-30-2013 | 3.29 | 3.644 |
| 03-31-2013 | 3.343 | 3.654 |
| 12-31-2012 | 3.484 | 3.84 |
| 09-30-2012 | 3.478 | 3.841 |
| 06-30-2012 | 3.359 | 3.84 |
| 03-31-2012 | 3.338 | 3.852 |
| 12-31-2011 | 3.295 | 3.927 |
| 09-30-2011 | 3.294 | 3.945 |
| 06-30-2011 | 3.308 | 3.91 |
| 03-31-2011 | 3.294 | 3.886 |
| 12-31-2010 | 3.674 | 3.927 |
| 09-30-2010 | 3.749 | 3.926 |
| 06-30-2010 | 3.801 | 3.899 |
| 03-31-2010 | 3.855 | 3.882 |
| 12-31-2009 | 4.126 | 3.827 |
| 09-30-2009 | 4.175 | 3.799 |
| 06-30-2009 | 4.13 | 3.747 |
| 03-31-2009 | 4.205 | 3.76 |
| 12-31-2008 | 4.323 | 3.796 |
| 09-30-2008 | 4.329 | 3.799 |
| 06-30-2008 | 4.252 | 3.759 |
| 03-31-2008 | 4.209 | 3.708 |
| 12-31-2007 | 4.341 | 3.832 |
| 09-30-2007 | 4.391 | 3.857 |
| 06-30-2007 | 4.322 | 3.839 |
| 03-31-2007 | 4.274 | 3.8 |
| 12-31-2006 | 4.455 | 3.939 |
| 09-30-2006 | 4.457 | 3.963 |
| 06-30-2006 | 4.411 | 3.96 |
| 03-31-2006 | 4.313 | 3.931 |
| 12-31-2005 | 4.212 | 3.957 |
| 09-30-2005 | 4.189 | 3.984 |
| 06-30-2005 | 4.181 | 3.958 |
| 03-31-2005 | 3.848 | 3.903 |
| 12-31-2004 | 3.704 | 3.966 |
| 09-30-2004 | 3.623 | 3.97 |
| 06-30-2004 | 3.487 | 3.933 |
| 03-31-2004 | 3.487 | 3.923 |
| 12-31-2003 | 3.682 | 4.016 |
| 09-30-2003 | 3.55 | 4.016 |
| 06-30-2003 | 3.64 | 4.034 |
| 03-31-2003 | 3.735 | 4.061 |
| 12-31-2002 | 3.916 | 4.221 |