Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Virginia
12-31-2016 73.123 71.157
09-30-2016 72.703 70.908
06-30-2016 75.072 71.937
03-31-2016 75.215 72.09
12-31-2015 72.754 73.115
09-30-2015 75.36 72.582
06-30-2015 74.623 72.892
03-31-2015 75.146 73.075
12-31-2014 76.53 72.894
09-30-2014 75.8 72.86
06-30-2014 76.239 73.892
03-31-2014 73.109 73.799
12-31-2013 72.817 74.134
09-30-2013 71.44 74.081
06-30-2013 69.824 73.673
03-31-2013 81.299 74.238
12-31-2012 76.5 74.326
09-30-2012 75.908 74.638
06-30-2012 75.423 74.273
03-31-2012 74.586 73.428
12-31-2011 72.869 73.91
09-30-2011 71.948 74.056
06-30-2011 74.647 75.918
03-31-2011 74.433 75.801
12-31-2010 77.121 74.128
09-30-2010 79.052 73.27
06-30-2010 80.136 74.768
03-31-2010 81.958 75.576
12-31-2009 82.461 83.617
09-30-2009 82.991 82.693
06-30-2009 83.144 84.982
03-31-2009 84.286 80.855
12-31-2008 73.67 80.337
09-30-2008 70.689 79.793
06-30-2008 70.174 79.253
03-31-2008 71.042 79.735
12-31-2007 65.053 75.779
09-30-2007 64.35 73.367
06-30-2007 66.028 71.152
03-31-2007 68.443 71.522
12-31-2006 65.338 70.382
09-30-2006 64.601 66.252
06-30-2006 64.676 66.809
03-31-2006 65.409 66.465
12-31-2005 66.952 66.06
09-30-2005 66.709 64.247
06-30-2005 66.396 64.679
03-31-2005 67.701 65.369
12-31-2004 69.04 65.278
09-30-2004 67.945 64.991
06-30-2004 67.178 65.483
03-31-2004 68.065 65.972
12-31-2003 67.163 64.911
09-30-2003 67.318 64.352
06-30-2003 67.204 63.374
03-31-2003 61.848 62.719
12-31-2002 63.045 63.6