First National Bank
Altavista, VA — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | First National Bank | All Insured Commercial Banks in Virginia |
| 12-31-2016 | 3.695 | 3.805 |
| 09-30-2016 | 3.749 | 3.807 |
| 06-30-2016 | 3.809 | 3.813 |
| 03-31-2016 | 3.804 | 3.835 |
| 12-31-2015 | 3.635 | 3.821 |
| 09-30-2015 | 3.526 | 3.807 |
| 06-30-2015 | 3.466 | 3.793 |
| 03-31-2015 | 3.485 | 3.782 |
| 12-31-2014 | 3.602 | 3.878 |
| 09-30-2014 | 3.614 | 3.875 |
| 06-30-2014 | 3.619 | 3.87 |
| 03-31-2014 | 3.592 | 3.85 |
| 12-31-2013 | 3.466 | 3.9 |
| 09-30-2013 | 3.419 | 3.885 |
| 06-30-2013 | 3.358 | 3.881 |
| 03-31-2013 | 3.33 | 3.869 |
| 12-31-2012 | 3.541 | 3.953 |
| 09-30-2012 | 3.558 | 3.978 |
| 06-30-2012 | 3.575 | 3.988 |
| 03-31-2012 | 3.6 | 3.987 |
| 12-31-2011 | 3.727 | 4 |
| 09-30-2011 | 3.717 | 3.995 |
| 06-30-2011 | 3.661 | 3.968 |
| 03-31-2011 | 3.594 | 3.961 |
| 12-31-2010 | 3.363 | 3.902 |
| 09-30-2010 | 3.273 | 3.891 |
| 06-30-2010 | 3.248 | 3.859 |
| 03-31-2010 | 3.24 | 3.836 |
| 12-31-2009 | 3.269 | 3.675 |
| 09-30-2009 | 3.227 | 3.647 |
| 06-30-2009 | 3.217 | 3.627 |
| 03-31-2009 | 3.142 | 3.573 |
| 12-31-2008 | 3.67 | 3.77 |
| 09-30-2008 | 3.759 | 3.826 |
| 06-30-2008 | 3.799 | 3.782 |
| 03-31-2008 | 3.803 | 3.783 |
| 12-31-2007 | 4.08 | 4.078 |
| 09-30-2007 | 4.111 | 4.086 |
| 06-30-2007 | 4.065 | 4.088 |
| 03-31-2007 | 4.016 | 4.095 |
| 12-31-2006 | 4.138 | 4.291 |
| 09-30-2006 | 4.13 | 4.223 |
| 06-30-2006 | 4.101 | 4.235 |
| 03-31-2006 | 4.007 | 4.196 |
| 12-31-2005 | 3.86 | 4.292 |
| 09-30-2005 | 3.824 | 4.244 |
| 06-30-2005 | 3.787 | 4.224 |
| 03-31-2005 | 3.685 | 4.182 |
| 12-31-2004 | 3.817 | 4.104 |
| 09-30-2004 | 3.828 | 4.071 |
| 06-30-2004 | 3.77 | 4.05 |
| 03-31-2004 | 3.805 | 4.07 |
| 12-31-2003 | 3.791 | 4.084 |
| 09-30-2003 | 3.809 | 4.087 |
| 06-30-2003 | 3.862 | 4.142 |
| 03-31-2003 | 3.877 | 4.196 |
| 12-31-2002 | 3.913 | 4.307 |