Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Iowa
12-31-2016 54.961 60.34
09-30-2016 56.619 59.491
06-30-2016 56.74 59.409
03-31-2016 55.241 60.225
12-31-2015 60.953 60.496
09-30-2015 60.341 59.681
06-30-2015 61.937 60.132
03-31-2015 61.468 60.393
12-31-2014 60.699 61.018
09-30-2014 62.174 60.504
06-30-2014 64.251 61.172
03-31-2014 66.446 61.511
12-31-2013 67.131 61.468
09-30-2013 68.973 60.526
06-30-2013 72.388 61.108
03-31-2013 77.927 61.433
12-31-2012 82.98 60.798
09-30-2012 89.417 59.27
06-30-2012 94.187 59.46
03-31-2012 97.862 59.522
12-31-2011 87.537 61.164
09-30-2011 87.192 60.207
06-30-2011 87.684 61.117
03-31-2011 84.074 61.955
12-31-2010 84.754 61.606
09-30-2010 85.429 60.344
06-30-2010 85.609 60.36
03-31-2010 84.349 61.058
12-31-2009 81.911 63.35
09-30-2009 80.806 62.568
06-30-2009 80.168 63.179
03-31-2009 76.324 61.322
12-31-2008 80.43 61.499
09-30-2008 82.246 60.136
06-30-2008 82.872 61.136
03-31-2008 81.78 61.724
12-31-2007 78.974 62.773
09-30-2007 76.804 61.738
06-30-2007 74.882 62.033
03-31-2007 71.779 63.023
12-31-2006 74.869 62.678
09-30-2006 73.979 61.508
06-30-2006 74.677 61.549
03-31-2006 79.873 62.083
12-31-2005 82.358 61.109
09-30-2005 82.733 59.958
06-30-2005 84.383 59.974
03-31-2005 79.878 60.352
12-31-2004 73.776 60.659
09-30-2004 70.714 59.313
06-30-2004 69.981 59.954
03-31-2004 76.061 60.454
12-31-2003 71.694 60.721
09-30-2003 73.771 59.436
06-30-2003 78.186 59.565
03-31-2003 80.689 60.143
12-31-2002 67.339 59.278