Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Texas
12-31-2016 69.951 66.762
09-30-2016 69.25 66.187
06-30-2016 67.534 66.286
03-31-2016 68.721 66.484
12-31-2015 66.449 67.473
09-30-2015 66.79 67.019
06-30-2015 65.335 67.62
03-31-2015 65.703 68.379
12-31-2014 71.285 67.933
09-30-2014 74.011 67.76
06-30-2014 75.471 68.348
03-31-2014 77.164 69.161
12-31-2013 75.975 70.01
09-30-2013 80.24 69.448
06-30-2013 81.873 70.111
03-31-2013 82.492 71.168
12-31-2012 73.232 70.289
09-30-2012 74.207 69.365
06-30-2012 74.059 69.7
03-31-2012 74.279 69.836
12-31-2011 71.243 71.203
09-30-2011 73.633 70.717
06-30-2011 76.733 71.672
03-31-2011 77.909 72.166
12-31-2010 71.116 72.798
09-30-2010 72.138 71.344
06-30-2010 73.743 71.672
03-31-2010 72.868 72.124
12-31-2009 70.301 72.899
09-30-2009 69.797 71.928
06-30-2009 68.342 72.628
03-31-2009 68.697 71.399
12-31-2008 71.154 70.933
09-30-2008 71.967 69.839
06-30-2008 70.47 70.152
03-31-2008 73.714 69.753
12-31-2007 71.136 68.047
09-30-2007 72.408 66.762
06-30-2007 73.052 66.933
03-31-2007 73.843 66.629
12-31-2006 72.455 66.288
09-30-2006 70.652 64.993
06-30-2006 72.108 65.249
03-31-2006 78.636 65.978
12-31-2005 66.65 67.153
09-30-2005 67.109 66.756
06-30-2005 69.125 67.031
03-31-2005 72.753 67.486
12-31-2004 66 69.184
09-30-2004 65.487 68.305
06-30-2004 64.652 68.807
03-31-2004 65.108 69.055
12-31-2003 66.384 69.41
09-30-2003 67.447 68.526
06-30-2003 71.062 68.452
03-31-2003 76.859 68.632
12-31-2002 65.533 67.534