Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Minnesota
12-31-2016 101.895 68.21
09-30-2016 103.356 67.82
06-30-2016 106.108 68.266
03-31-2016 100.19 68.539
12-31-2015 98.236 69.087
09-30-2015 94.28 68.091
06-30-2015 94.036 68.731
03-31-2015 96.532 69.546
12-31-2014 84.496 70.192
09-30-2014 81.501 69.414
06-30-2014 82.014 70.483
03-31-2014 81.456 71.207
12-31-2013 87.651 71.481
09-30-2013 89.241 70.407
06-30-2013 91.674 71.234
03-31-2013 90.586 71.404
12-31-2012 88.315 72.052
09-30-2012 82.529 70.937
06-30-2012 85.545 71.427
03-31-2012 81.269 71.189
12-31-2011 79.584 73.09
09-30-2011 81.98 71.985
06-30-2011 82.623 73.14
03-31-2011 87.874 73.338
12-31-2010 90.713 74.588
09-30-2010 86.091 72.773
06-30-2010 87.769 73.112
03-31-2010 90.534 73.078
12-31-2009 86.073 74.829
09-30-2009 81.029 73.299
06-30-2009 75.997 73.728
03-31-2009 77.504 72.218
12-31-2008 80.867 70.751
09-30-2008 80.233 69.076
06-30-2008 83.484 68.994
03-31-2008 84.927 69.012
12-31-2007 84.61 67.104
09-30-2007 82.516 65.982
06-30-2007 85.973 66.544
03-31-2007 93.784 66.538
12-31-2006 84.903 64.583
09-30-2006 84.486 63.158
06-30-2006 85.372 63.582
03-31-2006 81.803 64.084
12-31-2005 78.931 63.714
09-30-2005 76.119 62.201
06-30-2005 73.039 62.651
03-31-2005 64.202 62.926
12-31-2004 80.85 63.335
09-30-2004 81.271 61.98
06-30-2004 82.989 62.61
03-31-2004 81.231 63.48
12-31-2003 82.177 63.289
09-30-2003 81.856 61.468
06-30-2003 80.974 61.298
03-31-2003 79.735 62.209
12-31-2002 70.278 61.807