Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Alabama
12-31-2016 56.82 69.238
09-30-2016 55.655 69.018
06-30-2016 53.129 69.728
03-31-2016 53.515 70.653
12-31-2015 61.002 71.218
09-30-2015 59.019 70.457
06-30-2015 58.037 70.592
03-31-2015 60.931 71.372
12-31-2014 56.236 71.785
09-30-2014 56.462 71.09
06-30-2014 55.592 71.632
03-31-2014 59.612 72.265
12-31-2013 55.685 72.589
09-30-2013 56.449 70.992
06-30-2013 55.182 71.155
03-31-2013 58.141 72.098
12-31-2012 55.191 72.371
09-30-2012 54.595 71.479
06-30-2012 54.455 71.58
03-31-2012 53.733 71.124
12-31-2011 53.287 72.839
09-30-2011 53.662 71.333
06-30-2011 53.758 71.67
03-31-2011 52.778 73.166
12-31-2010 55.124 73.319
09-30-2010 53.376 71.132
06-30-2010 54.236 70.04
03-31-2010 53.238 69.316
12-31-2009 53.586 75.318
09-30-2009 53.975 74.94
06-30-2009 54.482 77.407
03-31-2009 56.079 72.709
12-31-2008 51.248 74.406
09-30-2008 51.11 69.842
06-30-2008 53.821 69.184
03-31-2008 52.491 68.129
12-31-2007 51.05 63.817
09-30-2007 50.058 62.434
06-30-2007 50.543 61.116
03-31-2007 51.284 61.026
12-31-2006 50.877 59.812
09-30-2006 50.844 58.324
06-30-2006 52.048 58.46
03-31-2006 50.616 58.639
12-31-2005 51.655 59.887
09-30-2005 50.997 59.15
06-30-2005 49.871 59.137
03-31-2005 50.62 59.254
12-31-2004 53.016 60.786
09-30-2004 52.412 59.87
06-30-2004 53.612 60.106
03-31-2004 54.367 61.244
12-31-2003 53.812 61.448
09-30-2003 55.781 60.518
06-30-2003 55.186 60.565
03-31-2003 58.246 61.756
12-31-2002 50.577 59.281