Net Interest Margin Over Time
Net Interest Margin First National Bank All Insured Commercial Banks in Texas
09-30-2004 3.77 4.344
06-30-2004 3.922 4.301
03-31-2004 3.73 4.304
12-31-2003 3.6 4.327
09-30-2003 3.499 4.323
06-30-2003 3.32 4.347
03-31-2003 3.332 4.348
12-31-2002 2.913 4.573