Total Capital Ratio Over Time
Total Capital Ratio First National Bank All Insured Commercial Banks in Texas
09-30-2004 16.2 18.415
06-30-2004 15.19 18.282
03-31-2004 14.78 18.409
12-31-2003 15.08 18.128
09-30-2003 15.13 18.224
06-30-2003 15.41 17.979
03-31-2003 16.38 18.009
12-31-2002 17.78 17.784