Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First National Bank All Insured Commercial Banks in Texas
09-30-2004 14.95 17.344
06-30-2004 13.93 17.209
03-31-2004 13.52 17.325
12-31-2003 13.83 17.049
09-30-2003 13.87 17.144
06-30-2003 14.15 16.9
03-31-2003 15.12 16.919
12-31-2002 16.53 16.71