First National Bank
Rancho Santa Fe, CA — Domestic Branch of a Domestic Bank
Acquired Oct 2006
Net Interest Margin Over Time
| Net Interest Margin | First National Bank | All Insured Commercial Banks in California |
| 09-30-2006 | 7.36 | 5.071 |
| 06-30-2006 | 7.466 | 5.04 |
| 03-31-2006 | 7.487 | 4.977 |
| 12-31-2005 | 6.963 | 4.944 |
| 09-30-2005 | 6.754 | 4.892 |
| 06-30-2005 | 6.575 | 4.815 |
| 03-31-2005 | 6.457 | 4.71 |
| 12-31-2004 | 6.099 | 4.519 |
| 09-30-2004 | 5.968 | 4.468 |
| 06-30-2004 | 5.813 | 4.455 |
| 03-31-2004 | 5.418 | 4.465 |
| 12-31-2003 | 5.224 | 4.433 |
| 09-30-2003 | 5.212 | 4.467 |
| 06-30-2003 | 5.252 | 4.53 |
| 03-31-2003 | 5.134 | 4.564 |
| 12-31-2002 | 3.766 | 4.72 |