Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First National Bank All Insured Commercial Banks in California
09-30-2006 13.06 19.397
06-30-2006 13.4 17.22
03-31-2006 13.46 17.258
12-31-2005 12.39 17.882
09-30-2005 11.32 16.454
06-30-2005 10.58 15.701
03-31-2005 10.25 14.977
12-31-2004 10.12 14.478
09-30-2004 10.01 14.639
06-30-2004 10.22 14.582
03-31-2004 11.75 15.416
12-31-2003 10.42 15.254
09-30-2003 10.62 14.407
06-30-2003 10.25 14.01
03-31-2003 9.96 13.498
12-31-2002 9.81 13.579