Leverage Ratio Over Time
Leverage Ratio First National Bank All Insured Commercial Banks in California
09-30-2006 13.4 14.826
06-30-2006 13.67 13.646
03-31-2006 13.04 13.439
12-31-2005 11.92 13.56
09-30-2005 10.64 12.665
06-30-2005 10.16 12.23
03-31-2005 10.05 11.663
12-31-2004 9.68 11.123
09-30-2004 9.64 11.075
06-30-2004 9.68 11.204
03-31-2004 10.92 11.443
12-31-2003 8.63 11.115
09-30-2003 8.61 10.276
06-30-2003 8.53 10.197
03-31-2003 7.83 9.955
12-31-2002 8.28 9.93