Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Texas
06-30-2013 136.765 70.111
03-31-2013 113.031 71.168
12-31-2012 4104.12 70.289
09-30-2012 379.404 69.365
06-30-2012 239.718 69.7
03-31-2012 225.28 69.836
12-31-2011 92.199 71.203
09-30-2011 80.893 70.717
06-30-2011 72.946 71.672
03-31-2011 73.106 72.166
12-31-2010 72.608 72.798
09-30-2010 71.366 71.344
06-30-2010 70.213 71.672
03-31-2010 73.024 72.124
12-31-2009 64.473 72.899
09-30-2009 65.389 71.928
06-30-2009 64.192 72.628
03-31-2009 62.274 71.399
12-31-2008 61.285 70.933
09-30-2008 57.286 69.839
06-30-2008 56.82 70.152
03-31-2008 56.385 69.753
12-31-2007 58.91 68.047
09-30-2007 57.562 66.762
06-30-2007 57.725 66.933
03-31-2007 58.714 66.629
12-31-2006 56.884 66.288
09-30-2006 53.257 64.993
06-30-2006 56.892 65.249
03-31-2006 58.391 65.978
12-31-2005 55.091 67.153
09-30-2005 52.607 66.756
06-30-2005 52.763 67.031
03-31-2005 51.127 67.486
12-31-2004 47.995 69.184
09-30-2004 43.351 68.305
06-30-2004 44.085 68.807
03-31-2004 45.183 69.055
12-31-2003 51.511 69.41
09-30-2003 49.866 68.526
06-30-2003 50.283 68.452
03-31-2003 50.85 68.632
12-31-2002 49.965 67.534