Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Minnesota
06-30-2012 58.821 71.427
03-31-2012 64.044 71.189
12-31-2011 62.207 73.09
09-30-2011 60.714 71.985
06-30-2011 61.31 73.14
03-31-2011 63.953 73.338
12-31-2010 61.57 74.588
09-30-2010 63.02 72.773
06-30-2010 66.07 73.112
03-31-2010 72.411 73.078
12-31-2009 66.259 74.829
09-30-2009 65.933 73.299
06-30-2009 64.704 73.728
03-31-2009 67.222 72.218
12-31-2008 66.372 70.751
09-30-2008 65.493 69.076
06-30-2008 66.151 68.994
03-31-2008 69.202 69.012
12-31-2007 64.481 67.104
09-30-2007 63.242 65.982
06-30-2007 64.15 66.544
03-31-2007 63.721 66.538
12-31-2006 59.995 64.583
09-30-2006 57.657 63.158
06-30-2006 56.214 63.582
03-31-2006 55.115 64.084
12-31-2005 59.634 63.714
09-30-2005 57.819 62.201
06-30-2005 58.754 62.651
03-31-2005 61.887 62.926
12-31-2004 60.977 63.335
09-30-2004 57.496 61.98
06-30-2004 57.936 62.61
03-31-2004 58.215 63.48
12-31-2003 62.149 63.289
09-30-2003 58.237 61.468
06-30-2003 61.763 61.298
03-31-2003 62.164 62.209
12-31-2002 64.893 61.807