Net Interest Margin Over Time
Net Interest Margin First National Bank All Insured Commercial Banks in Texas
09-30-2004 4.896 4.344
06-30-2004 4.867 4.301
03-31-2004 5.056 4.304
12-31-2003 5.027 4.327
09-30-2003 5.069 4.323
06-30-2003 5.098 4.347
03-31-2003 5.12 4.348
12-31-2002 5.342 4.573