Efficiency Ratio Over Time
Efficiency Ratio First National Bank Of The South All Insured Commercial Banks in Georgia
06-30-2008 80.109 82.103
03-31-2008 101.428 76.842
12-31-2007 64.998 66.184
09-30-2007 63.613 63.793
06-30-2007 64.474 63.216
03-31-2007 64.314 63.468
12-31-2006 60.97 63.007
09-30-2006 61.13 61.317
06-30-2006 62.911 61.045
03-31-2006 62.999 60.367
12-31-2005 66.841 62.186
09-30-2005 67.04 61.255
06-30-2005 67.942 61.571
03-31-2005 68.875 62.33
12-31-2004 70.725 64.32
09-30-2004 72.211 64.404
06-30-2004 72.614 64.229
03-31-2004 71.783 64.639
12-31-2003 73.494 65.562
09-30-2003 70.836 64.676
06-30-2003 70.269 64.537
03-31-2003 70.722 65.157
12-31-2002 64.326 64.609