Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First National Bank Of South Georgia All Insured Commercial Banks in Georgia
12-31-2005 9.62 13.733
09-30-2005 8.45 13.306
06-30-2005 8.76 13.222
03-31-2005 9.18 13.275
12-31-2004 9.3 13.276
09-30-2004 10.65 13.569
06-30-2004 10.18 13.471
03-31-2004 9.8 13.613
12-31-2003 9.82 13.916
09-30-2003 10.13 14.015
06-30-2003 10.29 13.683
03-31-2003 9.91 13.654
12-31-2002 9.96 13.778