Efficiency Ratio Over Time
Efficiency Ratio First National Bank Of Northern California All Insured Commercial Banks in California
12-31-2016 63.184 64.937
09-30-2016 63.726 66.092
06-30-2016 63.879 67.144
03-31-2016 64.107 68.254
12-31-2015 70.346 68.735
09-30-2015 68.896 69.456
06-30-2015 68.055 70.381
03-31-2015 69.932 71.861
12-31-2014 65.479 72.553
09-30-2014 70.634 72.41
06-30-2014 70.846 73.547
03-31-2014 70.262 75.136
12-31-2013 72.559 74.39
09-30-2013 73.878 74.229
06-30-2013 75.75 74.916
03-31-2013 78.062 75.692
12-31-2012 68.869 74.083
09-30-2012 66.763 74.121
06-30-2012 77.27 75.117
03-31-2012 79.209 75.972
12-31-2011 76.848 76.681
09-30-2011 77.106 76.538
06-30-2011 77.281 77.016
03-31-2011 79.347 76.962
12-31-2010 79.435 79.38
09-30-2010 81.099 79.416
06-30-2010 82.213 80.72
03-31-2010 80.607 82.516
12-31-2009 85.704 89.03
09-30-2009 87.909 89.748
06-30-2009 92.553 94.314
03-31-2009 92.506 95.606
12-31-2008 74.007 89.236
09-30-2008 75.532 85.939
06-30-2008 75.153 85.896
03-31-2008 73.501 85.386
12-31-2007 68.237 83.041
09-30-2007 68.172 79.26
06-30-2007 69.245 78.029
03-31-2007 71.299 76.688
12-31-2006 63.214 80.037
09-30-2006 61.815 76.157
06-30-2006 59.536 70.367
03-31-2006 58.597 69.95
12-31-2005 67.788 74.917
09-30-2005 69.729 71.155
06-30-2005 71.617 70.343
03-31-2005 72.979 68.656
12-31-2004 71.376 71.614
09-30-2004 73.607 71.664
06-30-2004 76.05 72.622
03-31-2004 75.888 74.921
12-31-2003 72.305 78.394
09-30-2003 73.212 69.685
06-30-2003 74.963 70.304
03-31-2003 74.033 69.597
12-31-2002 72.034 70.571