First National Bank Of Northern California
Daly City, CA — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | First National Bank Of Northern California | All Insured Commercial Banks in California |
| 12-31-2016 | 4.019 | 3.784 |
| 09-30-2016 | 4.034 | 3.79 |
| 06-30-2016 | 4.069 | 3.803 |
| 03-31-2016 | 4.112 | 3.805 |
| 12-31-2015 | 4.008 | 3.756 |
| 09-30-2015 | 4.009 | 3.775 |
| 06-30-2015 | 4.067 | 3.782 |
| 03-31-2015 | 4.102 | 3.757 |
| 12-31-2014 | 4.238 | 3.825 |
| 09-30-2014 | 4.241 | 3.815 |
| 06-30-2014 | 4.228 | 3.815 |
| 03-31-2014 | 4.194 | 3.796 |
| 12-31-2013 | 4.266 | 3.877 |
| 09-30-2013 | 4.271 | 3.893 |
| 06-30-2013 | 4.3 | 3.9 |
| 03-31-2013 | 4.329 | 3.87 |
| 12-31-2012 | 4.362 | 4.052 |
| 09-30-2012 | 4.373 | 4.084 |
| 06-30-2012 | 4.367 | 4.092 |
| 03-31-2012 | 4.406 | 4.079 |
| 12-31-2011 | 4.591 | 4.087 |
| 09-30-2011 | 4.603 | 4.096 |
| 06-30-2011 | 4.625 | 4.111 |
| 03-31-2011 | 4.605 | 4.074 |
| 12-31-2010 | 4.439 | 4.047 |
| 09-30-2010 | 4.408 | 4.05 |
| 06-30-2010 | 4.393 | 4.04 |
| 03-31-2010 | 4.251 | 4.004 |
| 12-31-2009 | 4.371 | 3.861 |
| 09-30-2009 | 4.282 | 3.794 |
| 06-30-2009 | 4.239 | 3.736 |
| 03-31-2009 | 4.37 | 3.667 |
| 12-31-2008 | 4.759 | 4.048 |
| 09-30-2008 | 4.781 | 4.13 |
| 06-30-2008 | 4.78 | 4.191 |
| 03-31-2008 | 4.849 | 4.248 |
| 12-31-2007 | 5.178 | 4.737 |
| 09-30-2007 | 5.236 | 4.769 |
| 06-30-2007 | 5.218 | 4.788 |
| 03-31-2007 | 5.188 | 4.777 |
| 12-31-2006 | 5.405 | 5.042 |
| 09-30-2006 | 5.408 | 5.071 |
| 06-30-2006 | 5.517 | 5.04 |
| 03-31-2006 | 5.565 | 4.977 |
| 12-31-2005 | 5.392 | 4.944 |
| 09-30-2005 | 5.297 | 4.892 |
| 06-30-2005 | 5.264 | 4.815 |
| 03-31-2005 | 5.113 | 4.71 |
| 12-31-2004 | 5.332 | 4.519 |
| 09-30-2004 | 5.335 | 4.468 |
| 06-30-2004 | 5.377 | 4.455 |
| 03-31-2004 | 5.527 | 4.465 |
| 12-31-2003 | 5.549 | 4.433 |
| 09-30-2003 | 5.585 | 4.467 |
| 06-30-2003 | 5.618 | 4.53 |
| 03-31-2003 | 5.713 | 4.564 |
| 12-31-2002 | 6.026 | 4.72 |