Efficiency Ratio Over Time
Efficiency Ratio First National Bank Of Michigan All Insured Commercial Banks in Michigan
12-31-2016 57.768 71.925
09-30-2016 56.473 72.284
06-30-2016 55.783 72.703
03-31-2016 55.167 74.111
12-31-2015 50.231 73.902
09-30-2015 49.342 72.796
06-30-2015 50.257 73.108
03-31-2015 49.143 74.364
12-31-2014 53.272 75.309
09-30-2014 50.745 75.334
06-30-2014 50.345 75.605
03-31-2014 52.309 76.846
12-31-2013 54.177 74.841
09-30-2013 54.529 73.806
06-30-2013 55.344 73.811
03-31-2013 55.904 73.988
12-31-2012 58.551 71.723
09-30-2012 59.373 71.614
06-30-2012 60.393 71.839
03-31-2012 57.679 72.697
12-31-2011 56.384 73.486
09-30-2011 56.729 73.637
06-30-2011 57.468 74.221
03-31-2011 59.465 75.166
12-31-2010 57.307 74.379
09-30-2010 57.287 74.86
06-30-2010 58.395 75.739
03-31-2010 54.725 76.883
12-31-2009 62.023 82.058
09-30-2009 65.813 81.121
06-30-2009 70.508 82.109
03-31-2009 77.778 80.184
12-31-2008 88.324 80.181
09-30-2008 88.355 75.465
06-30-2008 93.98 75.619
03-31-2008 97.16 76.097
12-31-2007 99.16 72.221
09-30-2007 107.472 70.635
06-30-2007 112.613 69.92
03-31-2007 120.889 70.315
12-31-2006 179.681 66.877
09-30-2006 224.954 65.716
06-30-2006 376.214 66.171
03-31-2006 66.982
12-31-2005 64.078
09-30-2005 64.016
06-30-2005 63.808
03-31-2005 64.541
12-31-2004 64.329
09-30-2004 64.747
06-30-2004 65.538
03-31-2004 66.274
12-31-2003 63.66
09-30-2003 62.955
06-30-2003 63.034
03-31-2003 63.233
12-31-2002 62.526