First National Bank Of Michigan
Kalamazoo, MI — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | First National Bank Of Michigan | All Insured Commercial Banks in Michigan |
| 12-31-2016 | 3.586 | 3.821 |
| 09-30-2016 | 3.585 | 3.821 |
| 06-30-2016 | 3.542 | 3.8 |
| 03-31-2016 | 3.505 | 3.765 |
| 12-31-2015 | 3.459 | 3.819 |
| 09-30-2015 | 3.448 | 3.828 |
| 06-30-2015 | 3.431 | 3.809 |
| 03-31-2015 | 3.403 | 3.777 |
| 12-31-2014 | 3.622 | 3.836 |
| 09-30-2014 | 3.617 | 3.822 |
| 06-30-2014 | 3.673 | 3.806 |
| 03-31-2014 | 3.526 | 3.782 |
| 12-31-2013 | 3.802 | 3.864 |
| 09-30-2013 | 3.785 | 3.871 |
| 06-30-2013 | 3.795 | 3.862 |
| 03-31-2013 | 3.813 | 3.837 |
| 12-31-2012 | 4.06 | 4.014 |
| 09-30-2012 | 4.057 | 4.028 |
| 06-30-2012 | 4.052 | 4.029 |
| 03-31-2012 | 4.095 | 4.019 |
| 12-31-2011 | 4.114 | 4.046 |
| 09-30-2011 | 4.123 | 4.031 |
| 06-30-2011 | 4.161 | 4.005 |
| 03-31-2011 | 4.168 | 3.949 |
| 12-31-2010 | 4.01 | 3.964 |
| 09-30-2010 | 3.995 | 3.916 |
| 06-30-2010 | 3.918 | 3.894 |
| 03-31-2010 | 3.936 | 3.834 |
| 12-31-2009 | 3.588 | 3.772 |
| 09-30-2009 | 3.521 | 3.707 |
| 06-30-2009 | 3.493 | 3.655 |
| 03-31-2009 | 3.279 | 3.632 |
| 12-31-2008 | 3.737 | 3.73 |
| 09-30-2008 | 3.791 | 3.751 |
| 06-30-2008 | 3.722 | 3.744 |
| 03-31-2008 | 3.812 | 3.744 |
| 12-31-2007 | 4.439 | 4.005 |
| 09-30-2007 | 4.314 | 4.046 |
| 06-30-2007 | 4.234 | 4.037 |
| 03-31-2007 | 4.457 | 4.022 |
| 12-31-2006 | 4.672 | 4.206 |
| 09-30-2006 | 4.778 | 4.247 |
| 06-30-2006 | 5.135 | 4.248 |
| 03-31-2006 | 4.223 | |
| 12-31-2005 | 4.306 | |
| 09-30-2005 | 4.293 | |
| 06-30-2005 | 4.252 | |
| 03-31-2005 | 4.205 | |
| 12-31-2004 | 4.18 | |
| 09-30-2004 | 4.148 | |
| 06-30-2004 | 4.111 | |
| 03-31-2004 | 4.118 | |
| 12-31-2003 | 4.236 | |
| 09-30-2003 | 4.252 | |
| 06-30-2003 | 4.256 | |
| 03-31-2003 | 4.255 | |
| 12-31-2002 | 4.46 |