Efficiency Ratio Over Time
Efficiency Ratio First National Bank Of Hamilton All Insured Commercial Banks in Texas
09-30-2005 71.954 66.756
06-30-2005 74.884 67.031
03-31-2005 72.686 67.486
12-31-2004 75.178 69.184
09-30-2004 76.016 68.305
06-30-2004 75.175 68.807
03-31-2004 70.386 69.055
12-31-2003 78.495 69.41
09-30-2003 79.266 68.526
06-30-2003 79.767 68.452
03-31-2003 83.204 68.632
12-31-2002 82.671 67.534