Tier 1 Capital Over Time
Tier 1 Capital First National Bank Of Gaylord All Insured Commercial Banks in Michigan
06-30-2004 8,338,000 20,139,128
03-31-2004 8,333,000 19,523,732
12-31-2003 8,542,000 19,726,210
09-30-2003 12,112,000 19,420,875
06-30-2003 12,126,000 18,735,313
03-31-2003 13,787,000 18,293,160
12-31-2002 13,750,000 17,715,524