Efficiency Ratio Over Time
Efficiency Ratio First National Bank Of Florida All Insured Commercial Banks in Florida
12-31-2004 73.544 72.022
09-30-2004 63.303 70.445
06-30-2004 60.195 71.231
03-31-2004 61.168 71.697
12-31-2003 58.835 73.427
09-30-2003 57.487 72.963
06-30-2003 55.502 72.602
03-31-2003 55.172 73.441
12-31-2002 63.189 73.418