Efficiency Ratio Over Time
Efficiency Ratio First National Bank In Homer All Insured Commercial Banks in Illinois
12-31-2004 116.904 63.383
09-30-2004 111.298 62.952
06-30-2004 104.693 63.147
03-31-2004 101.429 63.481
12-31-2003 91.297 63.697
09-30-2003 89.423 62.506
06-30-2003 101.55 62.464
03-31-2003 100.752 62.651
12-31-2002 98.864 62.349