Efficiency Ratio Over Time
Efficiency Ratio First National Bank - Colorado All Insured Commercial Banks in Colorado
03-31-2005 82.947 65.032
12-31-2004 86.851 65.877
09-30-2004 86.508 64.595
06-30-2004 85.427 65.354
03-31-2004 87.223 66.554
12-31-2003 80.021 65.768
09-30-2003 78.319 64.912
06-30-2003 78.05 64.05
03-31-2003 79.47 64.207
12-31-2002 85.101 63.982