Leverage Ratio Over Time
Leverage Ratio First Heritage Bank, N.A. All Insured Commercial Banks in California
06-30-2008 8.05 13.803
03-31-2008 12.16 14.427
12-31-2007 9.19 14.826
09-30-2007 8.67 14.667
06-30-2007 8.3 14.751
03-31-2007 8.71 14.649
12-31-2006 8.69 14.869
09-30-2006 8.7 14.826
06-30-2006 8.03 13.646
03-31-2006 9.53 13.439
12-31-2005 13.8 13.56
09-30-2005 9.18 12.665
06-30-2005 10.74 12.23
03-31-2005 28.41 11.663
12-31-2004 11.123
09-30-2004 11.075
06-30-2004 11.204
03-31-2004 11.443
12-31-2003 11.115
09-30-2003 10.276
06-30-2003 10.197
03-31-2003 9.955
12-31-2002 9.93