Efficiency Ratio Over Time
Efficiency Ratio First Federal Of Northern Michigan All Insured Savings Banks in Michigan
12-31-2016 86.524 80.996
09-30-2016 88.843 83.426
06-30-2016 88.476 83.921
03-31-2016 86.939 85.371
12-31-2015 86.215 81.794
09-30-2015 85.58 89.209
06-30-2015 84.15 90.126
03-31-2015 83.913 92.846
12-31-2014 74.777 115.02
09-30-2014 71.356 108.864
06-30-2014 87.704 111.639
03-31-2014 85.171 111.872
12-31-2013 87.961 107.066
09-30-2013 86.652 101.565
06-30-2013 86.2 98.932
03-31-2013 87.438 98.614
12-31-2012 86.55 93.295
09-30-2012 85.726 91.982
06-30-2012 91.409 93.541
03-31-2012 93.671 90.602
03-31-2004 80.601