First Federal Of Northern Michigan
Alpena, MI — Savings & Loan Association
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Net Interest Margin Over Time
| Net Interest Margin | First Federal Of Northern Michigan | All Insured Savings Banks in Michigan |
| 12-31-2016 | 3.078 | 3.221 |
| 09-30-2016 | 3.061 | 3.228 |
| 06-30-2016 | 3.032 | 3.207 |
| 03-31-2016 | 3.052 | 3.237 |
| 12-31-2015 | 3.078 | 3.299 |
| 09-30-2015 | 3.081 | 3.301 |
| 06-30-2015 | 3.087 | 3.302 |
| 03-31-2015 | 3.048 | 3.332 |
| 12-31-2014 | 2.817 | 3.279 |
| 09-30-2014 | 2.72 | 3.264 |
| 06-30-2014 | 3.632 | 3.345 |
| 03-31-2014 | 3.707 | 3.357 |
| 12-31-2013 | 3.71 | 3.254 |
| 09-30-2013 | 3.7 | 3.235 |
| 06-30-2013 | 3.705 | 3.26 |
| 03-31-2013 | 3.657 | 3.302 |
| 12-31-2012 | 3.796 | 3.522 |
| 09-30-2012 | 3.842 | 3.529 |
| 06-30-2012 | 3.871 | 3.577 |
| 03-31-2012 | 3.907 | 3.625 |
| 03-31-2004 | 3.741 |