First Federal Bank
Dickson, TN — State Savings Bank
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Net Interest Margin Over Time
| Net Interest Margin | First Federal Bank | All Insured Savings Banks in Tennessee |
| 12-31-2016 | 3.622 | 3.241 |
| 09-30-2016 | 3.637 | 3.225 |
| 06-30-2016 | 3.642 | 3.331 |
| 03-31-2016 | 3.69 | 3.356 |
| 12-31-2015 | 3.499 | 3.423 |
| 09-30-2015 | 3.49 | 3.414 |
| 06-30-2015 | 3.473 | 3.511 |
| 03-31-2015 | 3.496 | 3.51 |
| 12-31-2014 | 3.726 | 3.524 |
| 09-30-2014 | 3.736 | 3.519 |
| 06-30-2014 | 3.734 | 3.504 |
| 03-31-2014 | 3.749 | 3.524 |
| 12-31-2013 | 4.042 | 3.667 |
| 09-30-2013 | 4.047 | 3.689 |
| 06-30-2013 | 4.082 | 3.708 |
| 03-31-2013 | 4.096 | 3.727 |
| 12-31-2012 | 4.177 | 3.867 |
| 09-30-2012 | 4.123 | 3.833 |
| 06-30-2012 | 4.161 | 3.859 |
| 03-31-2012 | 4.268 | 3.838 |