Efficiency Ratio Over Time
Efficiency Ratio First Farmers State Bank All Insured Commercial Banks in Indiana
06-30-2004 51.45 65.757
03-31-2004 50.26 66.1
12-31-2003 50.235 63.889
09-30-2003 49.767 62.988
06-30-2003 50.166 62.52
03-31-2003 50.115 62.69
12-31-2002 47.336 61.138