Efficiency Ratio Over Time
Efficiency Ratio First Farmers & Merchants National Bank All Insured Commercial Banks in Minnesota
12-31-2016 66.523 68.21
09-30-2016 67.306 67.82
06-30-2016 67.563 68.266
03-31-2016 69.358 68.539
12-31-2015 65.183 69.087
09-30-2015 65.701 68.091
06-30-2015 65.778 68.731
03-31-2015 66.416 69.546
12-31-2014 58.743 70.192
09-30-2014 58.524 69.414
06-30-2014 58.057 70.483
03-31-2014 59.047 71.207
12-31-2013 55.154 71.481
09-30-2013 53.962 70.407
06-30-2013 54.121 71.234
03-31-2013 51.049 71.404
12-31-2012 55.277 72.052
09-30-2012 54.246 70.937
06-30-2012 55.402 71.427
03-31-2012 55.278 71.189
12-31-2011 60.113 73.09
09-30-2011 62.852 71.985
06-30-2011 67.59 73.14
03-31-2011 67.028 73.338
12-31-2010 60.861 74.588
09-30-2010 60.029 72.773
06-30-2010 59.845 73.112
03-31-2010 60.453 73.078
12-31-2009 65.1 74.829
09-30-2009 66.736 73.299
06-30-2009 68.913 73.728
03-31-2009 66.013 72.218
12-31-2008 66.43 70.751
09-30-2008 66.097 69.076
06-30-2008 67.777 68.994
03-31-2008 66.859 69.012
12-31-2007 61.658 67.104
09-30-2007 61.745 65.982
06-30-2007 62.063 66.544
03-31-2007 59.814 66.538
12-31-2006 57.021 64.583
09-30-2006 55.288 63.158
06-30-2006 52.074 63.582
03-31-2006 52.915 64.084
12-31-2005 55.283 63.714
09-30-2005 55.641 62.201
06-30-2005 55.631 62.651
03-31-2005 55.041 62.926
12-31-2004 56.424 63.335
09-30-2004 56.853 61.98
06-30-2004 57.731 62.61
03-31-2004 58.205 63.48
12-31-2003 61.51 63.289
09-30-2003 61.601 61.468
06-30-2003 63.503 61.298
03-31-2003 67.668 62.209
12-31-2002 63.156 61.807