Efficiency Ratio Over Time
Efficiency Ratio First Farmers & Merchants National Bank All Insured Commercial Banks in Minnesota
12-31-2016 68.078 68.21
09-30-2016 67.109 67.82
06-30-2016 69.303 68.266
03-31-2016 70.661 68.539
12-31-2015 68.783 69.087
09-30-2015 67.988 68.091
06-30-2015 66.901 68.731
03-31-2015 67.017 69.546
12-31-2014 64.351 70.192
09-30-2014 64.28 69.414
06-30-2014 63.988 70.483
03-31-2014 63.847 71.207
12-31-2013 65.601 71.481
09-30-2013 64.485 70.407
06-30-2013 64.799 71.234
03-31-2013 63.363 71.404
12-31-2012 65.169 72.052
09-30-2012 64.197 70.937
06-30-2012 64.725 71.427
03-31-2012 61.991 71.189
12-31-2011 64.432 73.09
09-30-2011 65.387 71.985
06-30-2011 66.847 73.14
03-31-2011 62.526 73.338
12-31-2010 61.932 74.588
09-30-2010 61.798 72.773
06-30-2010 61.931 73.112
03-31-2010 62.202 73.078
12-31-2009 63.317 74.829
09-30-2009 65.313 73.299
06-30-2009 66.054 73.728
03-31-2009 67.928 72.218
12-31-2008 65.021 70.751
09-30-2008 64.7 69.076
06-30-2008 64.836 68.994
03-31-2008 63.811 69.012
12-31-2007 58.663 67.104
09-30-2007 58.62 65.982
06-30-2007 57.106 66.544
03-31-2007 55.063 66.538
12-31-2006 53.493 64.583
09-30-2006 53.75 63.158
06-30-2006 52.818 63.582
03-31-2006 54.16 64.084
12-31-2005 55.059 63.714
09-30-2005 56.177 62.201
06-30-2005 57.504 62.651
03-31-2005 60.105 62.926
12-31-2004 61.664 63.335
09-30-2004 62.305 61.98
06-30-2004 62.399 62.61
03-31-2004 61.963 63.48
12-31-2003 62.794 63.289
09-30-2003 63.972 61.468
06-30-2003 64.92 61.298
03-31-2003 62.318 62.209
12-31-2002 60.293 61.807