Efficiency Ratio Over Time
Efficiency Ratio First Crawford State Bank All Insured Commercial Banks in Illinois
12-31-2004 48.246 63.383
09-30-2004 48.659 62.952
06-30-2004 49.066 63.147
03-31-2004 49.354 63.481
12-31-2003 50.481 63.697
09-30-2003 51.695 62.506
06-30-2003 51.436 62.464
03-31-2003 51.556 62.651
12-31-2002 53.097 62.349